Oregon Paycheck Calculator
See exactly what you keep after taxes in Oregon — enter your pay for an instant, itemized take-home breakdown.
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Your take-home pay
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Effective tax rate 0%
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How Oregon take-home pay is calculated
Oregon levies one of the nation's highest top marginal income tax rates, climbing to 9.9% on wage income, with no offsetting state sales tax. Because the brackets are steep and reach the top rate at relatively modest income levels, take-home pay for higher earners is noticeably lower than in most states. Workers in the Portland metro area also face additional local income taxes that further reduce net pay.
Federal income tax
Progressive 10%–37%, applied after the federal standard deduction ($15,000 single / $30,000 married for 2025).
Social Security
6.2% of wages up to the $176,100 wage base.
Medicare
1.45% of all wages, plus 0.9% above $200,000.
Oregon state income tax
Progressive 4.75% – 9.9%.
Statewide Transit Tax
0.10% of wages.
401(k) — optional
Pre-tax contributions lower your taxable income for both federal and state tax.
- Top marginal rate of 9.9% is among the highest in the United States and kicks in at just $125,000 for single filers
- Oregon has no statewide sales tax, partially offsetting its high income tax burden
- A 0.1% statewide transit tax is withheld from virtually all Oregon wages with no wage cap
Oregon paycheck — frequently asked questions
How much is taken out of a paycheck in Oregon? +
In Oregon, federal income tax, Social Security (6.2%), Medicare (1.45%) and Oregon state income tax (4.75% – 9.9%) plus Statewide Transit Tax are withheld. Total withholding typically lands around 25%–35% of gross pay, depending on income and filing status.
What is take-home pay? +
Take-home pay (net pay) is the amount that actually reaches your bank account after all taxes and deductions are subtracted from your gross salary. It is always lower than your headline salary.
Does Oregon have a state income tax? +
Yes. Oregon has a progressive state income tax (4.75% – 9.9%), charged on top of federal income tax.
Is this Oregon paycheck calculator accurate? +
It gives a close estimate using 2025 federal and Oregon tax brackets, the standard deduction and FICA. Your actual paycheck can vary based on local taxes, additional withholdings, benefits and your W-4. It is an estimate, not tax advice.
Disclaimer: This calculator provides estimates for educational purposes only using 2025 tax figures and does not constitute tax, legal, or financial advice. Actual withholding depends on your W-4, local taxes, benefits, and other factors. Verify with a qualified professional or the relevant tax authority.