Mississippi Paycheck Calculator
See exactly what you keep after taxes in Mississippi — enter your pay for an instant, itemized take-home breakdown.
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Your take-home pay
$0 per year
Effective tax rate 0%
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How Mississippi take-home pay is calculated
Mississippi has moved to a flat individual income tax, with a 4.4% rate for the 2025 tax year applied only to taxable income above $10,000 — the first $10,000 is effectively untaxed. This places Mississippi among the lower-taxed states, and unlike many flat-tax peers its rate is scheduled to keep falling toward eventual elimination. There are no city or county income taxes, so your paycheck withholding reflects only the single statewide rate.
Federal income tax
Progressive 10%–37%, applied after the federal standard deduction ($15,000 single / $30,000 married for 2025).
Social Security
6.2% of wages up to the $176,100 wage base.
Medicare
1.45% of all wages, plus 0.9% above $200,000.
Mississippi state income tax
Progressive Flat 4.4%.
401(k) — optional
Pre-tax contributions lower your taxable income for both federal and state tax.
- Flat 4.4% rate for 2025, down from 4.7% in 2024 under the Build Up Mississippi Act
- First $10,000 of taxable income is exempt from tax (taxed at 0%)
- Standard deduction is $2,300 for single filers and $4,600 for married filing jointly
Mississippi paycheck — frequently asked questions
How much is taken out of a paycheck in Mississippi? +
In Mississippi, federal income tax, Social Security (6.2%), Medicare (1.45%) and Mississippi state income tax (Flat 4.4%) are withheld. Total withholding typically lands around 25%–35% of gross pay, depending on income and filing status.
What is take-home pay? +
Take-home pay (net pay) is the amount that actually reaches your bank account after all taxes and deductions are subtracted from your gross salary. It is always lower than your headline salary.
Does Mississippi have a state income tax? +
Yes. Mississippi has a progressive state income tax (Flat 4.4%), charged on top of federal income tax.
Is this Mississippi paycheck calculator accurate? +
It gives a close estimate using 2025 federal and Mississippi tax brackets, the standard deduction and FICA. Your actual paycheck can vary based on local taxes, additional withholdings, benefits and your W-4. It is an estimate, not tax advice.
Disclaimer: This calculator provides estimates for educational purposes only using 2025 tax figures and does not constitute tax, legal, or financial advice. Actual withholding depends on your W-4, local taxes, benefits, and other factors. Verify with a qualified professional or the relevant tax authority.