Georgia Paycheck Calculator
See exactly what you keep after taxes in Georgia — enter your pay for an instant, itemized take-home breakdown.
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Your take-home pay
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Effective tax rate 0%
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How Georgia take-home pay is calculated
Georgia taxes wage income at a single flat rate of 5.19% for tax year 2025, a mid-range level that keeps take-home pay higher than in graduated-rate states whose top brackets exceed 9%. The 2025 rate was lowered to 5.19% retroactive to January 1 under House Bill 111, accelerating a planned series of cuts, so withholding tables were updated mid-year. Because no Georgia city or county levies its own income tax, your state liability is the same statewide, making net pay simpler to estimate than in places like Ohio or Maryland.
Federal income tax
Progressive 10%–37%, applied after the federal standard deduction ($15,000 single / $30,000 married for 2025).
Social Security
6.2% of wages up to the $176,100 wage base.
Medicare
1.45% of all wages, plus 0.9% above $200,000.
Georgia state income tax
Progressive Flat 5.19%.
401(k) — optional
Pre-tax contributions lower your taxable income for both federal and state tax.
- Flat 5.19% individual income tax for tax year 2025, reduced under HB 111 retroactive to January 1, 2025
- Standard deduction is $12,000 for single filers and $24,000 for married filing jointly, with a $4,000 exemption per dependent
- No city or county income taxes anywhere in Georgia, and the rate is scheduled to step down toward 4.99% in future years
Georgia paycheck — frequently asked questions
How much is taken out of a paycheck in Georgia? +
In Georgia, federal income tax, Social Security (6.2%), Medicare (1.45%) and Georgia state income tax (Flat 5.19%) are withheld. Total withholding typically lands around 25%–35% of gross pay, depending on income and filing status.
What is take-home pay? +
Take-home pay (net pay) is the amount that actually reaches your bank account after all taxes and deductions are subtracted from your gross salary. It is always lower than your headline salary.
Does Georgia have a state income tax? +
Yes. Georgia has a progressive state income tax (Flat 5.19%), charged on top of federal income tax.
Is this Georgia paycheck calculator accurate? +
It gives a close estimate using 2025 federal and Georgia tax brackets, the standard deduction and FICA. Your actual paycheck can vary based on local taxes, additional withholdings, benefits and your W-4. It is an estimate, not tax advice.
Disclaimer: This calculator provides estimates for educational purposes only using 2025 tax figures and does not constitute tax, legal, or financial advice. Actual withholding depends on your W-4, local taxes, benefits, and other factors. Verify with a qualified professional or the relevant tax authority.