Maine Paycheck Calculator
See exactly what you keep after taxes in Maine — enter your pay for an instant, itemized take-home breakdown.
Your details
Your take-home pay
$0 per year
Effective tax rate 0%
🔒 Calculated entirely in your browser — your salary is never sent anywhere.
How Maine take-home pay is calculated
Maine taxes wage income on a three-bracket graduated scale running from 5.8% to a top rate of 7.15%, placing it among the higher-taxing states in the country. There are no city or county income taxes anywhere in Maine, so the state rate is the only income tax that reduces your take-home pay. Because the top bracket kicks in at a relatively modest income level, many middle-income earners feel Maine's higher marginal rates compared with neighboring New Hampshire, which has no wage tax at all.
Federal income tax
Progressive 10%–37%, applied after the federal standard deduction ($15,000 single / $30,000 married for 2025).
Social Security
6.2% of wages up to the $176,100 wage base.
Medicare
1.45% of all wages, plus 0.9% above $200,000.
Maine state income tax
Progressive 5.8% – 7.15%.
401(k) — optional
Pre-tax contributions lower your taxable income for both federal and state tax.
- Three graduated brackets of 5.8%, 6.75%, and 7.15%, with the top rate starting at $63,450 for single filers and $126,900 for joint filers in 2025.
- Standard deduction is $15,000 for single filers and $30,000 for married couples filing jointly, plus a $5,150 personal exemption per taxpayer.
- No local or municipal income taxes exist in Maine, and there is no state-mandated SDI or paid-family-leave payroll withholding for 2025.
Maine paycheck — frequently asked questions
How much is taken out of a paycheck in Maine? +
In Maine, federal income tax, Social Security (6.2%), Medicare (1.45%) and Maine state income tax (5.8% – 7.15%) are withheld. Total withholding typically lands around 25%–35% of gross pay, depending on income and filing status.
What is take-home pay? +
Take-home pay (net pay) is the amount that actually reaches your bank account after all taxes and deductions are subtracted from your gross salary. It is always lower than your headline salary.
Does Maine have a state income tax? +
Yes. Maine has a progressive state income tax (5.8% – 7.15%), charged on top of federal income tax.
Is this Maine paycheck calculator accurate? +
It gives a close estimate using 2025 federal and Maine tax brackets, the standard deduction and FICA. Your actual paycheck can vary based on local taxes, additional withholdings, benefits and your W-4. It is an estimate, not tax advice.
Disclaimer: This calculator provides estimates for educational purposes only using 2025 tax figures and does not constitute tax, legal, or financial advice. Actual withholding depends on your W-4, local taxes, benefits, and other factors. Verify with a qualified professional or the relevant tax authority.