Arizona Paycheck Calculator
See exactly what you keep after taxes in Arizona — enter your pay for an instant, itemized take-home breakdown.
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Your take-home pay
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Effective tax rate 0%
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How Arizona take-home pay is calculated
Arizona levies a flat 2.5% individual income tax, one of the lowest flat rates in the nation, so take-home pay is relatively high regardless of how much you earn. There are no city or county income taxes, meaning a single statewide rate applies everywhere in the state. Compared with progressive-rate states, Arizona's simple flat structure keeps the tax bite the same for high and low earners alike.
Federal income tax
Progressive 10%–37%, applied after the federal standard deduction ($15,000 single / $30,000 married for 2025).
Social Security
6.2% of wages up to the $176,100 wage base.
Medicare
1.45% of all wages, plus 0.9% above $200,000.
Arizona state income tax
Progressive Flat 2.5%.
401(k) — optional
Pre-tax contributions lower your taxable income for both federal and state tax.
- Arizona applies a single flat 2.5% income tax rate to all taxpayers regardless of income or filing status
- The 2025 standard deduction is $15,750 for single filers and $31,500 for married couples filing jointly, conforming to the federal amounts
- No Arizona cities or counties impose a local income tax, and there is no state-level wage payroll tax such as disability insurance
Arizona paycheck — frequently asked questions
How much is taken out of a paycheck in Arizona? +
In Arizona, federal income tax, Social Security (6.2%), Medicare (1.45%) and Arizona state income tax (Flat 2.5%) are withheld. Total withholding typically lands around 25%–35% of gross pay, depending on income and filing status.
What is take-home pay? +
Take-home pay (net pay) is the amount that actually reaches your bank account after all taxes and deductions are subtracted from your gross salary. It is always lower than your headline salary.
Does Arizona have a state income tax? +
Yes. Arizona has a progressive state income tax (Flat 2.5%), charged on top of federal income tax.
Is this Arizona paycheck calculator accurate? +
It gives a close estimate using 2025 federal and Arizona tax brackets, the standard deduction and FICA. Your actual paycheck can vary based on local taxes, additional withholdings, benefits and your W-4. It is an estimate, not tax advice.
Disclaimer: This calculator provides estimates for educational purposes only using 2025 tax figures and does not constitute tax, legal, or financial advice. Actual withholding depends on your W-4, local taxes, benefits, and other factors. Verify with a qualified professional or the relevant tax authority.